Missouri Injuries

FAQ Glossary Topics

ESPANOL ENGLISH

Search results for “workplace injury”

20 results

You missed half your foot appointments. The claim may still be alive

A crushed-foot claim can survive missed treatment, but the insurance company will use every skipped appointment and every coverage loophole against you.

ARTICLE by Terrance Hollins

Insurance says your Independence panic attacks don't count because the dead coworker wasn't you

A Missouri accountant in Independence can still have a claim for severe anxiety after witnessing a fatal workplace crash, but the fight usually turns on medical proof, notice, and pinning down the liar fast.

ARTICLE by Janet Brumfield

A call about your Columbia crash can be the start of a coverage fight

A college student in Columbia got badly hurt driving between work locations and now workers' comp, auto insurance, and the employer are all trying to shove the claim somewhere else.

ARTICLE by Brian O'Malley

Your boss says don't file workers' comp. That can wreck more than your back.

After a highway rear-end crash in Jefferson City, the evidence you save in the first few days can matter as much as the diagnosis - especially when your employer is trying to steer you away from a workers' comp claim.

ARTICLE by Terrance Hollins

Pulled over in Jefferson City and this settlement for my lungs feels wrong

A lung injury case gets expensive fast once doctors say you've plateaued, and a structured settlement can be either a lifesaver or a trap.

ARTICLE by Shanice Howard

My employee got hurt near Joplin, does he file Missouri workers' comp first?

If he ruptured an Achilles unloading equipment off I-44 near Joplin or got hit moving around a grain truck on Highway 43, then usually yes - Missouri workers' compensation is...

Can my Columbia employer fire me for filing workers comp after a grain truck crash?

The ER doctor's work restrictions are evidence of injury; the insurance company will read those same records to limit what it pays, argue you can return sooner, and push for a...

Missouri Deadlines for Reporting Workplace Amputation Injuries

What Missouri workers usually need to do right after a traumatic on-the-job amputation, and how fast the reporting deadline can become a problem.

ARTICLE by Teresa Ruiz

Third-Party Claims After a Missouri Construction Injury

If you were hurt on a Missouri construction site, workers' comp may not be the only claim on the table when a general contractor, another subcontractor, or a bad scaffold setup helped cause it.

ARTICLE by Teresa Ruiz

What evidence do I need for a Missouri third-party claim after my employee's school-zone crash?

What the insurance company does not want you to know is that a Missouri work injury can support two separate tracks: workers' comp and a third-party injury claim. If your...

disability rating

How disabled am I, in legal or insurance terms? A disability rating is a percentage or classification used to measure how much an injury, illness, or medical condition limits a...

Six months later, that "failure to mitigate" denial can still be attacked

A crushed-foot claim in Springfield can get denied for "failure to mitigate," and the SSDI part scares people more than the injury because they think any settlement means losing the check they live on.

ARTICLE by Ray Nguyen

i know it looks bad: someone's filming me after my St. Louis crash and I'm still hurt

A St. Louis dental hygienist with major crash injuries is being filmed by a private investigator, and the real problem is how insurers twist ordinary movement into "proof" you're not badly hurt.

ARTICLE by Dale Heckman

Why is my boss in Independence pushing my health insurance instead of workers comp?

Because it can shift costs off the employer and insurer, and that can cost you money. If you were hurt doing your job in Missouri, your boss usually does not get to steer you...

Hit a crater on Range Line between job sites in Joplin? The city's deadline is probably shorter than you think

A road-defect crash claim in Joplin can die fast if you wait around like it's a normal insurance case.

ARTICLE by Teresa Ruiz

physical therapy

Bills, missed work, and the paper trail of recovery often turn on whether treatment like this was prescribed, completed, and shown to help. In an injury claim, physical therapy...

A roadmap for the medical care, support, equipment, and money an injured person will need for the rest of their life. "Roadmap" means it is supposed to lay out future needs in...

functional capacity evaluation

A functional capacity evaluation is a standardized test, usually performed by a physical or occupational therapist, that measures a person's physical abilities and work-related...

impairment rating

People often mix up an impairment rating with a disability rating, and that confusion causes bad advice. An impairment rating is a medical opinion about how much permanent...

My hands won't stop shaking after a drunk driver hit me in Columbia - and the adjuster wants a fast yes

A Columbia welder got hit by a drunk driver, now the panic attacks and nightmares are kicking in, and the insurance adjuster is trying to close the claim before the full damage is clear.

ARTICLE by Ray Nguyen