Missouri Injuries

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20 results

A call about your Columbia crash can be the start of a coverage fight

A college student in Columbia got badly hurt driving between work locations and now workers' comp, auto insurance, and the employer are all trying to shove the claim somewhere else.

ARTICLE by Brian O'Malley

You missed half your foot appointments. The claim may still be alive

A crushed-foot claim can survive missed treatment, but the insurance company will use every skipped appointment and every coverage loophole against you.

ARTICLE by Terrance Hollins

Pulled over in Jefferson City and this settlement for my lungs feels wrong

A lung injury case gets expensive fast once doctors say you've plateaued, and a structured settlement can be either a lifesaver or a trap.

ARTICLE by Shanice Howard

Insurance says your Independence panic attacks don't count because the dead coworker wasn't you

A Missouri accountant in Independence can still have a claim for severe anxiety after witnessing a fatal workplace crash, but the fight usually turns on medical proof, notice, and pinning down the liar fast.

ARTICLE by Janet Brumfield

innocent spouse relief

Insurance companies or defense lawyers may seize on a person's unpaid tax history, joint returns, or IRS notices to paint them as financially irresponsible or under pressure to...

Hit a crater on Range Line between job sites in Joplin? The city's deadline is probably shorter than you think

A road-defect crash claim in Joplin can die fast if you wait around like it's a normal insurance case.

ARTICLE by Teresa Ruiz

Insurance companies and defense lawyers love to act like missing a form, deadline, or notice means a person willingly gave up a case forever. That spin hides the real point:...

global settlement

A single agreement that resolves many related claims at once. "Single agreement" means one negotiated framework, usually between one defendant and a large group of claimants,...

A bank levy can empty money out of an account fast, sometimes before a person has time to cover rent, medical bills, or everyday expenses. That can change the outcome of a tax...

i know it looks bad: someone's filming me after my St. Louis crash and I'm still hurt

A St. Louis dental hygienist with major crash injuries is being filmed by a private investigator, and the real problem is how insurers twist ordinary movement into "proof" you're not badly hurt.

ARTICLE by Dale Heckman

claims administrator

A claims administrator is the person or company responsible for receiving, reviewing, processing, and paying claims under an insurance policy, settlement program, or other...

offer in compromise

You might see it in an IRS letter, on a tax resolution website, or hear someone say, "Just file for an offer and settle your tax debt for pennies." That pitch leaves out a lot....

Six months later, that "failure to mitigate" denial can still be attacked

A crushed-foot claim in Springfield can get denied for "failure to mitigate," and the SSDI part scares people more than the injury because they think any settlement means losing the check they live on.

ARTICLE by Ray Nguyen

Insurance companies and defense lawyers sometimes talk about an MDL transfer like it means your case is being swallowed up, delayed forever, or turned into a class action where...

Your boss says don't file workers' comp. That can wreck more than your back.

After a highway rear-end crash in Jefferson City, the evidence you save in the first few days can matter as much as the diagnosis - especially when your employer is trying to steer you away from a workers' comp claim.

ARTICLE by Terrance Hollins

Can my Columbia employer fire me for filing workers comp after a grain truck crash?

The ER doctor's work restrictions are evidence of injury; the insurance company will read those same records to limit what it pays, argue you can return sooner, and push for a...

inventory settlement

What trips people up is that this usually is not a settlement of one person's case on its own. It is a deal covering a group, or "inventory," of similar claims that a law firm,...

Can I get paid for panic attacks after an Independence Uber crash?

Missouri does not publish an official average payout for PTSD, anxiety, or panic-attack crash claims. In practice, these cases can be worth $0 if they are undocumented, or five...

My hands won't stop shaking after a drunk driver hit me in Columbia - and the adjuster wants a fast yes

A Columbia welder got hit by a drunk driver, now the panic attacks and nightmares are kicking in, and the insurance adjuster is trying to close the claim before the full damage is clear.

ARTICLE by Ray Nguyen

class certification

Miss the meaning of this early, and a large case can look far stronger - or far weaker - than it really is. Class certification is the court's decision to let one lawsuit move...